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She reset her passwords, cancelled her cards and thought it was over.

But within days, she was once again spamming her friends with messages to ‘Click this link and you get a free TV.’ Then money began to disappear again.

Like most victims of cyber crime, Ritu Taura, a housewife and mother-of-two from Hertfordshire, is still not sure how her computer became infected.

What she does know is that it was soon out of her control, emailing all her contacts.

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‘Once a cyber criminal has control of a PC they often attempt to make money in any way they can – by selling account details or exploiting a computer’s internet connection for large-scale spam campaigns – but they will always try to remain invisible so that they can remain in control as long as possible.

These can often be found from someone’s main email address, in past emails where someone has sent a sort code, an address, or an account number.

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